🌍 ClimateRiskCheck

Natural Disaster Risk in Macedon

New York

5.8out of 10
Moderate Risk

Risk Summary for Macedon

Macedon scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hail Ice Storm

All 18 Hazard Scores

Coastal Flooding
8.8
Hail
8.6
Ice Storm
7.9
Hurricane
7.2
Strong Wind
7.0
Earthquake
6.1
Lightning
5.7
Extreme Heat
5.4
Tsunami
5.4
Landslide
5.2
Volcanic Activity
5.1
Wildfire
4.8
Tornado
4.6
Avalanche
4.5
Drought
4.3
Winter Weather
4.3
Cold Wave
3.5
Riverine Flooding
1.0

How it compares

Macedon
5.8
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Macedon, New York

Macedon is a city of approximately 10,831 residents in Wayne County, in the Great Lakes region. The area experiences cold winters, warm summers, and significant regional climate variation, with nor'easters and lake-effect snowstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Macedon.

According to FEMA's National Risk Index, Macedon carries an overall risk score of 5.8/10, placing it in the moderate category. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. The area also faces notable exposure to hail and ice storm.

Macedon's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Wayne County, the highest-scoring are coastal flood, hail, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Macedon's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Macedon: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Macedon

These city-level factors differentiate Macedon from other communities in Wayne County and provide geographic context for its hazard exposure.

Population

10,831

Suburban

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 43.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

43.0953Β° N, 77.3360Β° W

Wayne County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Macedon

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Macedon

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.