Natural Disaster Risk in Madison County
New York
5.5out of 10
Risk Summary for Madison County
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Avalanche Winter Weather Ice Storm
All 18 Hazard Scores
Avalanche 8.3
Winter Weather 7.7
Lightning 7.6
Ice Storm 7.6
Hurricane 7.3
Landslide 6.8
Earthquake 5.4
Tsunami 5.4
Strong Wind 5.1
Volcanic Activity 5.1
Tornado 4.9
Coastal Flooding 4.9
Extreme Heat 4.4
Cold Wave 4.3
Hail 3.7
Wildfire 3.0
Drought 1.7
Riverine Flooding 1.0
How it compares
Madison County 5.5
New York avg. 6.1
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Madison County
Canastota5.5/10Oneida5.5/10Chittenango5.5/10Cazenovia5.5/10Hamilton5.5/10Kirkville5.5/10Bridgeport5.5/10Morrisville5.5/10Earlville5.5/10Munnsville5.5/10West Edmeston5.5/10De Ruyter5.5/10New Woodstock5.5/10Madison5.5/10Eaton5.5/10Georgetown5.5/10Hubbardsville5.5/10Erieville5.5/10Bouckville5.5/10Leonardsville5.5/10
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.