🌍 ClimateRiskCheck

Natural Disaster Risk in Medusa

New York

7.1out of 10
High Risk

Risk Summary for Medusa

Medusa scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hurricane Lightning

All 18 Hazard Scores

Landslide
9.2
Tornado
9.0
Hurricane
9.0
Lightning
9.0
Avalanche
8.8
Ice Storm
8.8
Earthquake
8.6
Strong Wind
8.5
Extreme Heat
7.7
Hail
7.2
Cold Wave
7.2
Winter Weather
6.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.4
Drought
1.7
Riverine Flooding
1.0

How it compares

Medusa
7.1
New York avg.
6.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Medusa, New York

Located along the northeastern Atlantic Seaboard in Albany County, Medusa is a small community of about 600. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making Medusa a community where hazard awareness has real practical value.

Medusa's overall natural disaster risk is rated 7.1/10 (High) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include hurricane and lightning.

Relative to other U.S. communities, Medusa's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.1/10 state average. The hazard distribution here is led by landslide and hurricane, as measured by FEMA across Albany County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Medusa residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Medusa: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Medusa

These city-level factors differentiate Medusa from other communities in Albany County and provide geographic context for its hazard exposure.

Population

600

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

42.4578Β° N, 74.1409Β° W

Albany County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Medusa

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Medusa

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.