🌍 ClimateRiskCheck

Natural Disaster Risk in Mountain Dale

New York

6.3out of 10
High Risk

Risk Summary for Mountain Dale

Mountain Dale scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Cold Wave

All 18 Hazard Scores

Avalanche
8.8
Hurricane
8.6
Cold Wave
8.1
Landslide
8.0
Lightning
7.8
Tornado
7.5
Earthquake
7.2
Strong Wind
6.9
Winter Weather
6.9
Ice Storm
6.1
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
4.9
Coastal Flooding
4.9
Hail
4.3
Wildfire
3.8
Drought
3.4
Riverine Flooding
1.0

How it compares

Mountain Dale
6.3
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mountain Dale, New York

Mountain Dale, in Sullivan County, is a small community of about 890 situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Mountain Dale residents and property owners must navigate.

Mountain Dale's overall natural disaster risk is rated 6.3/10 (High) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include hurricane and cold wave.

Within New York, Mountain Dale's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Sullivan County identifies avalanche as the foremost hazard, followed by hurricane and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Mountain Dale's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Mountain Dale: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Mountain Dale

These city-level factors differentiate Mountain Dale from other communities in Sullivan County and provide geographic context for its hazard exposure.

Population

890

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.8/10

Coordinates

41.6822Β° N, 74.5220Β° W

Sullivan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mountain Dale

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mountain Dale

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.