🌍 ClimateRiskCheck

Natural Disaster Risk in North Collins

New York

7.8out of 10
High Risk

Risk Summary for North Collins

North Collins scores 7.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Winter Weather Extreme Heat

All 18 Hazard Scores

Winter Weather
10.0
Cold Wave
10.0
Tornado
9.6
Extreme Heat
9.6
Ice Storm
9.5
Coastal Flooding
9.2
Earthquake
8.8
Lightning
8.8
Avalanche
8.6
Strong Wind
8.3
Hurricane
8.1
Wildfire
6.7
Landslide
5.8
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.9
Drought
4.4
Riverine Flooding
1.0

How it compares

North Collins
7.8
New York avg.
6.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: North Collins, New York

Located in the Great Lakes region in Erie County, North Collins is a town of roughly 3,186 residents. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making North Collins a community where hazard awareness has real practical value.

North Collins's overall natural disaster risk is rated 7.8/10 (High) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include winter and heat.

Relative to other U.S. communities, North Collins's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 6.1/10 state average. The hazard distribution here is led by cold wave and winter, as measured by FEMA across Erie County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

North Collins's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for North Collins: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Local Factors for North Collins

These city-level factors differentiate North Collins from other communities in Erie County and provide geographic context for its hazard exposure.

Population

3,186

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 42.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.7/10

Coordinates

42.5821Β° N, 78.8980Β° W

Erie County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for North Collins

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in North Collins

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.