Natural Disaster Risk in North Creek
New York
Risk Summary for North Creek
North Creek scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: North Creek, New York
Located along the northeastern Atlantic Seaboard in Warren County, North Creek is a small community of about 1,235. The humid continental climate that characterizes this part of New York β marked by cold winters, warm summers, and significant regional climate variation β directly influences the types and severity of natural hazards present, making North Creek a community where hazard awareness has real practical value.
North Creek's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include avalanche and cold wave.
Relative to other U.S. communities, North Creek's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by lightning and avalanche, as measured by FEMA across Warren County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, North Creek residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.
What this means for North Creek: Lightning preparedness
- Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
- Avoid plumbing and corded electronics during active thunderstorms.
- Install whole-home surge protection to shield electronics from strike-related power surges.
Local Factors for North Creek
These city-level factors differentiate North Creek from other communities in Warren County and provide geographic context for its hazard exposure.
Population
1,235
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Cool Continental
Latitude 43.7Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.4/10
Coordinates
43.6882Β° N, 73.9980Β° W
Warren County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for North Creek
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in North Creek
Other cities in New York
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.