Natural Disaster Risk in Palmyra
New York
Risk Summary for Palmyra
Palmyra scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Palmyra, New York
Located in the Great Lakes region in Wayne County, Palmyra is a town of roughly 9,121 residents. The humid continental climate that characterizes this part of New York β marked by cold winters, warm summers, and significant regional climate variation β directly influences the types and severity of natural hazards present, making Palmyra a community where hazard awareness has real practical value.
Palmyra's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include hail and ice storm.
Relative to other U.S. communities, Palmyra's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by coastal flood and hail, as measured by FEMA across Wayne County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Palmyra residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.
What this means for Palmyra: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Palmyra
These city-level factors differentiate Palmyra from other communities in Wayne County and provide geographic context for its hazard exposure.
Population
9,121
Small TownGeographic Zone
Great Lakes
Lake-effect snow & wind risk
Climate Band
Cool Continental
Latitude 43.1Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 4.8/10
Coordinates
43.0591Β° N, 77.2215Β° W
Wayne County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Palmyra
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Palmyra
Other cities in New York
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.