🌍 ClimateRiskCheck

Natural Disaster Risk in Palmyra

New York

5.8out of 10
Moderate Risk

Risk Summary for Palmyra

Palmyra scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hail Ice Storm

All 18 Hazard Scores

Coastal Flooding
8.8
Hail
8.6
Ice Storm
7.9
Hurricane
7.2
Strong Wind
7.0
Earthquake
6.1
Lightning
5.7
Extreme Heat
5.4
Tsunami
5.4
Landslide
5.2
Volcanic Activity
5.1
Wildfire
4.8
Tornado
4.6
Avalanche
4.5
Drought
4.3
Winter Weather
4.3
Cold Wave
3.5
Riverine Flooding
1.0

How it compares

Palmyra
5.8
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Palmyra, New York

Located in the Great Lakes region in Wayne County, Palmyra is a town of roughly 9,121 residents. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making Palmyra a community where hazard awareness has real practical value.

Palmyra's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include hail and ice storm.

Relative to other U.S. communities, Palmyra's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by coastal flood and hail, as measured by FEMA across Wayne County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Palmyra residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Palmyra: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Palmyra

These city-level factors differentiate Palmyra from other communities in Wayne County and provide geographic context for its hazard exposure.

Population

9,121

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 43.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

43.0591Β° N, 77.2215Β° W

Wayne County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Palmyra

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Palmyra

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.