🌍 ClimateRiskCheck

Natural Disaster Risk in Patterson

New York

5.8out of 10
Moderate Risk

Risk Summary for Patterson

Patterson scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Avalanche Hurricane

All 18 Hazard Scores

Coastal Flooding
9.2
Avalanche
8.7
Hurricane
8.2
Landslide
8.0
Ice Storm
7.4
Earthquake
6.9
Strong Wind
6.4
Winter Weather
6.0
Extreme Heat
5.5
Tsunami
5.4
Lightning
5.1
Volcanic Activity
5.1
Cold Wave
4.7
Tornado
3.9
Wildfire
3.0
Drought
2.9
Hail
1.7
Riverine Flooding
1.0

How it compares

Patterson
5.8
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Patterson, New York

Located along the northeastern Atlantic Seaboard in Putnam County, Patterson is a town of roughly 7,304 residents. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making Patterson a community where hazard awareness has real practical value.

FEMA rates Patterson's composite natural disaster risk at 5.8 out of 10 β€” moderate risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for avalanche and hurricane risk in their preparedness planning.

Relative to other U.S. communities, Patterson's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by coastal flood and avalanche, as measured by FEMA across Putnam County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Patterson residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Patterson: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Patterson

These city-level factors differentiate Patterson from other communities in Putnam County and provide geographic context for its hazard exposure.

Population

7,304

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.0/10

Coordinates

41.4942Β° N, 73.5891Β° W

Putnam County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Patterson

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Patterson

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.