🌍 ClimateRiskCheck

Natural Disaster Risk in Plymouth

New York

5.1out of 10
Moderate Risk

Risk Summary for Plymouth

Plymouth scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Landslide Winter Weather

All 18 Hazard Scores

Hurricane
7.8
Landslide
7.3
Winter Weather
7.1
Ice Storm
6.7
Cold Wave
6.4
Lightning
5.5
Tsunami
5.4
Tornado
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.7
Avalanche
4.5
Wildfire
3.6
Strong Wind
3.6
Extreme Heat
3.6
Hail
2.9
Drought
1.7
Riverine Flooding
1.0

How it compares

Plymouth
5.1
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Plymouth, New York

Plymouth is a small unincorporated community in Chenango County, along the northeastern Atlantic Seaboard. The area experiences cold winters, warm summers, and significant regional climate variation, with nor'easters and lake-effect snowstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Plymouth.

FEMA rates Plymouth's composite natural disaster risk at 5.1 out of 10 β€” moderate risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for landslide and winter risk in their preparedness planning.

Plymouth's risk score, slightly below the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Chenango County, the highest-scoring are hurricane, landslide, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Plymouth residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Plymouth: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Plymouth

These city-level factors differentiate Plymouth from other communities in Chenango County and provide geographic context for its hazard exposure.

Population

448

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.6/10

Coordinates

42.6531Β° N, 75.6629Β° W

Chenango County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Plymouth

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Plymouth

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.