Natural Disaster Risk in Portland
New York
Risk Summary for Portland
Portland scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Portland, New York
Located in the Great Lakes region in Chautauqua County, Portland is a small community of about 757. The humid continental climate that characterizes this part of New York β marked by cold winters, warm summers, and significant regional climate variation β directly influences the types and severity of natural hazards present, making Portland a community where hazard awareness has real practical value.
FEMA rates Portland's composite natural disaster risk at 6.4 out of 10 β high risk. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. Residents should also account for coastal flood and wind risk in their preparedness planning.
Relative to other U.S. communities, Portland's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by lightning and coastal flood, as measured by FEMA across Chautauqua County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Portland's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Portland: Lightning preparedness
- Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
- Avoid plumbing and corded electronics during active thunderstorms.
- Install whole-home surge protection to shield electronics from strike-related power surges.
Local Factors for Portland
These city-level factors differentiate Portland from other communities in Chautauqua County and provide geographic context for its hazard exposure.
Population
757
RuralGeographic Zone
Great Lakes
Lake-effect snow & wind risk
Climate Band
Cool Continental
Latitude 42.4Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 5.0/10
Coordinates
42.3689Β° N, 79.4741Β° W
Chautauqua County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Portland
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Portland
Other cities in New York
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.