🌍 ClimateRiskCheck

Natural Disaster Risk in Pottersville

New York

5.9out of 10
Moderate Risk

Risk Summary for Pottersville

Pottersville scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Avalanche Cold Wave

All 18 Hazard Scores

Lightning
9.4
Avalanche
9.3
Cold Wave
8.5
Landslide
8.1
Hurricane
7.8
Earthquake
7.0
Ice Storm
6.2
Winter Weather
5.8
Tsunami
5.4
Strong Wind
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.7
Extreme Heat
4.4
Hail
3.9
Wildfire
3.4
Drought
1.7
Riverine Flooding
1.0

How it compares

Pottersville
5.9
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Pottersville, New York

Pottersville is a small unincorporated community in Warren County, along the northeastern Atlantic Seaboard. The area experiences cold winters, warm summers, and significant regional climate variation, with nor'easters and lake-effect snowstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Pottersville.

FEMA rates Pottersville's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Residents should also account for avalanche and cold wave risk in their preparedness planning.

Pottersville's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Warren County, the highest-scoring are lightning, avalanche, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Pottersville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that lightning exposure is adequately protected is a worthwhile step for property owners.

What this means for Pottersville: Lightning preparedness

  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.

Local Factors for Pottersville

These city-level factors differentiate Pottersville from other communities in Warren County and provide geographic context for its hazard exposure.

Population

419

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

43.7284Β° N, 73.8094Β° W

Warren County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Pottersville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Pottersville

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.