🌍 ClimateRiskCheck

Natural Disaster Risk in Ransomville

New York

6.3out of 10
High Risk

Risk Summary for Ransomville

Ransomville scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Ice Storm Avalanche

All 18 Hazard Scores

Coastal Flooding
9.0
Ice Storm
8.9
Avalanche
8.2
Lightning
8.0
Strong Wind
7.7
Cold Wave
7.3
Hurricane
7.1
Earthquake
7.0
Extreme Heat
6.4
Winter Weather
6.2
Tornado
5.8
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.9
Wildfire
4.2
Drought
2.8
Landslide
2.3
Riverine Flooding
1.0

How it compares

Ransomville
6.3
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ransomville, New York

Ransomville is a town of roughly 5,252 residents in Niagara County, in the Great Lakes region. The area experiences cold winters, warm summers, and significant regional climate variation, with nor'easters and lake-effect snowstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Ransomville.

FEMA rates Ransomville's composite natural disaster risk at 6.3 out of 10 β€” high risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for ice storm and avalanche risk in their preparedness planning.

Ransomville's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Niagara County, the highest-scoring are coastal flood, ice storm, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Ransomville's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Ransomville: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Ransomville

These city-level factors differentiate Ransomville from other communities in Niagara County and provide geographic context for its hazard exposure.

Population

5,252

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 43.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.2/10

Coordinates

43.2356Β° N, 78.8993Β° W

Niagara County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ransomville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ransomville

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.