Natural Disaster Risk in Sackets Harbor
New York
Risk Summary for Sackets Harbor
Sackets Harbor scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Sackets Harbor, New York
Located in the Great Lakes region in Jefferson County, Sackets Harbor is a small community of about 2,362. The humid continental climate that characterizes this part of New York β marked by cold winters, warm summers, and significant regional climate variation β directly influences the types and severity of natural hazards present, making Sackets Harbor a community where hazard awareness has real practical value.
FEMA rates Sackets Harbor's composite natural disaster risk at 5.7 out of 10 β moderate risk. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. Residents should also account for coastal flood and ice storm risk in their preparedness planning.
Relative to other U.S. communities, Sackets Harbor's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by winter and coastal flood, as measured by FEMA across Jefferson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Sackets Harbor's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that winter exposure is adequately protected is a worthwhile step for property owners.
What this means for Sackets Harbor: Winter Weather preparedness
- Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
- Clear roof snow loads when heavy to prevent structural strain and ice dams.
- Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
Local Factors for Sackets Harbor
These city-level factors differentiate Sackets Harbor from other communities in Jefferson County and provide geographic context for its hazard exposure.
Population
2,362
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Cool Continental
Latitude 43.9Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.7/10
Coordinates
43.9334Β° N, 76.0940Β° W
Jefferson County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Sackets Harbor
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Sackets Harbor
Other cities in New York
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.