🌍 ClimateRiskCheck

Natural Disaster Risk in Saint Bonaventure

New York

5.9out of 10
Moderate Risk

Risk Summary for Saint Bonaventure

Saint Bonaventure scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Lightning Landslide

All 18 Hazard Scores

Lightning
8.8
Avalanche
8.8
Landslide
8.3
Hurricane
7.9
Strong Wind
7.8
Tornado
7.2
Winter Weather
7.0
Cold Wave
6.4
Ice Storm
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.4
Wildfire
4.3
Hail
4.0
Extreme Heat
3.2
Drought
1.7
Riverine Flooding
1.0

How it compares

Saint Bonaventure
5.9
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Saint Bonaventure, New York

Saint Bonaventure, in Cattaraugus County, is a small community of about 1,539 situated in the Great Lakes region. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Saint Bonaventure residents and property owners must navigate.

According to FEMA's National Risk Index, Saint Bonaventure carries an overall risk score of 5.9/10, placing it in the moderate category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to lightning and landslide.

Within New York, Saint Bonaventure's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Cattaraugus County identifies avalanche as the foremost hazard, followed by lightning and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Saint Bonaventure's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Saint Bonaventure: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Saint Bonaventure

These city-level factors differentiate Saint Bonaventure from other communities in Cattaraugus County and provide geographic context for its hazard exposure.

Population

1,539

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 42.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.3/10

Coordinates

42.0776Β° N, 78.4827Β° W

Cattaraugus County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Saint Bonaventure

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Saint Bonaventure

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.