🌍 ClimateRiskCheck

Natural Disaster Risk in Smyrna

New York

5.1out of 10
Moderate Risk

Risk Summary for Smyrna

Smyrna scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Landslide Winter Weather

All 18 Hazard Scores

Hurricane
7.8
Landslide
7.3
Winter Weather
7.1
Ice Storm
6.7
Cold Wave
6.4
Lightning
5.5
Tsunami
5.4
Tornado
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.7
Avalanche
4.5
Wildfire
3.6
Strong Wind
3.6
Extreme Heat
3.6
Hail
2.9
Drought
1.7
Riverine Flooding
1.0

How it compares

Smyrna
5.1
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Smyrna, New York

Located along the northeastern Atlantic Seaboard in Chenango County, Smyrna is a small community of about 1,207. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making Smyrna a community where hazard awareness has real practical value.

Smyrna's overall natural disaster risk is rated 5.1/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include landslide and winter.

Relative to other U.S. communities, Smyrna's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.1/10 state average. The hazard distribution here is led by hurricane and landslide, as measured by FEMA across Chenango County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Smyrna residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Smyrna: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Smyrna

These city-level factors differentiate Smyrna from other communities in Chenango County and provide geographic context for its hazard exposure.

Population

1,207

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.6/10

Coordinates

42.6863Β° N, 75.6200Β° W

Chenango County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Smyrna

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Smyrna

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.