🌍 ClimateRiskCheck

Natural Disaster Risk in Steamburg

New York

5.9out of 10
Moderate Risk

Risk Summary for Steamburg

Steamburg scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Lightning Landslide

All 18 Hazard Scores

Lightning
8.8
Avalanche
8.8
Landslide
8.3
Hurricane
7.9
Strong Wind
7.8
Tornado
7.2
Winter Weather
7.0
Cold Wave
6.4
Ice Storm
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.4
Wildfire
4.3
Hail
4.0
Extreme Heat
3.2
Drought
1.7
Riverine Flooding
1.0

How it compares

Steamburg
5.9
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Steamburg, New York

Steamburg, in Cattaraugus County, is a small unincorporated community situated in the Great Lakes region. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Steamburg residents and property owners must navigate.

Steamburg's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include lightning and landslide.

Within New York, Steamburg's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Cattaraugus County identifies avalanche as the foremost hazard, followed by lightning and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Steamburg residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Steamburg: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Steamburg

These city-level factors differentiate Steamburg from other communities in Cattaraugus County and provide geographic context for its hazard exposure.

Population

80

Rural

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 42.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.3/10

Coordinates

42.0601Β° N, 78.9182Β° W

Cattaraugus County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Steamburg

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Steamburg

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.