🌍 ClimateRiskCheck

Natural Disaster Risk in Tompkins County

New York

5.7out of 10
Moderate Risk

Risk Summary for Tompkins County

Tompkins County scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Ice Storm

All 18 Hazard Scores

Avalanche
8.8
Hurricane
7.6
Ice Storm
6.9
Drought
6.7
Lightning
6.7
Tornado
6.4
Landslide
6.3
Extreme Heat
5.5
Tsunami
5.4
Hail
5.2
Strong Wind
5.1
Volcanic Activity
5.1
Earthquake
5.0
Coastal Flooding
4.9
Cold Wave
4.2
Winter Weather
3.6
Wildfire
3.2
Riverine Flooding
1.0

How it compares

Tompkins County
5.7
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tompkins County, New York

Tompkins County is located in the United States in New York, home to roughly 105,483 residents. The county experiences cold winters, warm summers, and significant regional climate variation, with nor'easters and lake-effect snowstorms shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Tompkins County carries an overall risk score of 5.7/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to hurricane and ice storm.

Tompkins County's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Tompkins County, the highest-scoring are avalanche, hurricane, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Tompkins County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Tompkins County: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Cities in Tompkins County

ZIP codes in Tompkins County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.