🌍 ClimateRiskCheck

Natural Disaster Risk in Tribes Hill

New York

5.7out of 10
Moderate Risk

Risk Summary for Tribes Hill

Tribes Hill scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Hurricane

All 18 Hazard Scores

Landslide
9.3
Avalanche
8.7
Hurricane
7.9
Winter Weather
7.1
Cold Wave
6.4
Ice Storm
6.4
Lightning
6.1
Earthquake
5.8
Tsunami
5.4
Hail
5.3
Volcanic Activity
5.1
Tornado
4.9
Coastal Flooding
4.9
Extreme Heat
4.5
Strong Wind
4.2
Wildfire
3.7
Drought
1.7
Riverine Flooding
1.0

How it compares

Tribes Hill
5.7
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tribes Hill, New York

Tribes Hill, in Montgomery County, is a small unincorporated community situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Tribes Hill residents and property owners must navigate.

Tribes Hill's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include avalanche and hurricane.

Within New York, Tribes Hill's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Montgomery County identifies landslide as the foremost hazard, followed by avalanche and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Tribes Hill's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Tribes Hill: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Tribes Hill

These city-level factors differentiate Tribes Hill from other communities in Montgomery County and provide geographic context for its hazard exposure.

Population

387

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.7/10

Coordinates

42.9518Β° N, 74.2846Β° W

Montgomery County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Tribes Hill

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Tribes Hill

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.