🌍 ClimateRiskCheck

Natural Disaster Risk in Warrensburg

New York

5.9out of 10
Moderate Risk

Risk Summary for Warrensburg

Warrensburg scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Avalanche Cold Wave

All 18 Hazard Scores

Lightning
9.4
Avalanche
9.3
Cold Wave
8.5
Landslide
8.1
Hurricane
7.8
Earthquake
7.0
Ice Storm
6.2
Winter Weather
5.8
Tsunami
5.4
Strong Wind
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.7
Extreme Heat
4.4
Hail
3.9
Wildfire
3.4
Drought
1.7
Riverine Flooding
1.0

How it compares

Warrensburg
5.9
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Warrensburg, New York

Located along the northeastern Atlantic Seaboard in Warren County, Warrensburg is a town of roughly 4,444 residents. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making Warrensburg a community where hazard awareness has real practical value.

Warrensburg's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include avalanche and cold wave.

Relative to other U.S. communities, Warrensburg's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by lightning and avalanche, as measured by FEMA across Warren County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Warrensburg residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Warrensburg: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Local Factors for Warrensburg

These city-level factors differentiate Warrensburg from other communities in Warren County and provide geographic context for its hazard exposure.

Population

4,444

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

43.5293Β° N, 73.8316Β° W

Warren County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Warrensburg

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Warrensburg

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.