🌍 ClimateRiskCheck

Natural Disaster Risk in Westfield

New York

6.4out of 10
High Risk

Risk Summary for Westfield

Westfield scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Coastal Flooding Strong Wind

All 18 Hazard Scores

Lightning
9.1
Coastal Flooding
8.9
Strong Wind
8.6
Avalanche
8.4
Tornado
7.9
Hurricane
7.9
Winter Weather
7.7
Cold Wave
7.2
Ice Storm
7.2
Landslide
6.3
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
5.0
Earthquake
5.0
Extreme Heat
3.9
Hail
3.8
Drought
1.7
Riverine Flooding
1.0

How it compares

Westfield
6.4
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Westfield, New York

Westfield, in Chautauqua County, is a town of roughly 4,771 residents situated in the Great Lakes region. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Westfield residents and property owners must navigate.

According to FEMA's National Risk Index, Westfield carries an overall risk score of 6.4/10, placing it in the high category. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. The area also faces notable exposure to coastal flood and wind.

Within New York, Westfield's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Chautauqua County identifies lightning as the foremost hazard, followed by coastal flood and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Westfield residents benefit from taking preparedness seriously. Reviewing insurance coverage for lightning and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Westfield: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Local Factors for Westfield

These city-level factors differentiate Westfield from other communities in Chautauqua County and provide geographic context for its hazard exposure.

Population

4,771

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 42.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.0/10

Coordinates

42.3134Β° N, 79.5675Β° W

Chautauqua County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Westfield

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Westfield

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.