🌍 ClimateRiskCheck

Natural Disaster Risk in Wilmington

New York

5.8out of 10
Moderate Risk

Risk Summary for Wilmington

Wilmington scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Lightning

All 18 Hazard Scores

Landslide
9.8
Avalanche
9.6
Lightning
8.3
Ice Storm
7.9
Hurricane
7.7
Earthquake
7.6
Winter Weather
7.3
Cold Wave
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.5
Extreme Heat
4.0
Wildfire
3.4
Tornado
3.3
Hail
2.3
Drought
1.7
Riverine Flooding
1.0

How it compares

Wilmington
5.8
New York avg.
6.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Wilmington, New York

Wilmington, in Essex County, is a small community of about 1,251 situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and significant regional climate variation, and in particular nor'easters and lake-effect snowstorms. These conditions collectively define the natural hazard environment that Wilmington residents and property owners must navigate.

Wilmington's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include avalanche and lightning.

Within New York, Wilmington's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Essex County identifies landslide as the foremost hazard, followed by avalanche and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Wilmington residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Wilmington: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Wilmington

These city-level factors differentiate Wilmington from other communities in Essex County and provide geographic context for its hazard exposure.

Population

1,251

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

44.3755Β° N, 73.8431Β° W

Essex County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Wilmington

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Wilmington

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.