🌍 ClimateRiskCheck

Natural Disaster Risk in Atlantic Beach

North Carolina

6.3out of 10
High Risk

Risk Summary for Atlantic Beach

Atlantic Beach scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Winter Weather

All 18 Hazard Scores

Hurricane
9.9
Coastal Flooding
9.8
Winter Weather
9.5
Wildfire
9.0
Lightning
8.2
Ice Storm
7.9
Extreme Heat
7.5
Strong Wind
5.5
Tsunami
5.4
Tornado
5.2
Volcanic Activity
5.1
Earthquake
5.0
Avalanche
4.5
Cold Wave
4.5
Landslide
3.8
Drought
3.6
Hail
3.3
Riverine Flooding
1.0

How it compares

Atlantic Beach
6.3
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Atlantic Beach, North Carolina

Located near the Atlantic Coast of the southeastern United States in Carteret County, Atlantic Beach is a town of roughly 3,358 residents. The humid subtropical climate that characterizes this part of North Carolina β€” marked by hot, humid summers and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Atlantic Beach a community where hazard awareness has real practical value.

Atlantic Beach's overall natural disaster risk is rated 6.3/10 (High) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include coastal flood and winter.

Relative to other U.S. communities, Atlantic Beach's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.2/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Carteret County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Atlantic Beach residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Atlantic Beach: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Atlantic Beach

These city-level factors differentiate Atlantic Beach from other communities in Carteret County and provide geographic context for its hazard exposure.

Population

3,358

Small Town

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 34.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.0/10

Coordinates

34.6986Β° N, 76.7750Β° W

Carteret County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Atlantic Beach

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Atlantic Beach

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.