🌍 ClimateRiskCheck

Natural Disaster Risk in Beaufort

North Carolina

6.3out of 10
High Risk

Risk Summary for Beaufort

Beaufort scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Winter Weather

All 18 Hazard Scores

Hurricane
9.9
Coastal Flooding
9.8
Winter Weather
9.5
Wildfire
9.0
Lightning
8.2
Ice Storm
7.9
Extreme Heat
7.5
Strong Wind
5.5
Tsunami
5.4
Tornado
5.2
Volcanic Activity
5.1
Earthquake
5.0
Avalanche
4.5
Cold Wave
4.5
Landslide
3.8
Drought
3.6
Hail
3.3
Riverine Flooding
1.0

How it compares

Beaufort
6.3
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Beaufort, North Carolina

Beaufort, in Carteret County, is a city of approximately 11,289 residents situated near the Atlantic Coast of the southeastern United States. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular a hurricane and tropical storm season affecting the coast. These conditions collectively define the natural hazard environment that Beaufort residents and property owners must navigate.

According to FEMA's National Risk Index, Beaufort carries an overall risk score of 6.3/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to coastal flood and winter.

Within North Carolina, Beaufort's risk is, near the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Carteret County identifies hurricane as the foremost hazard, followed by coastal flood and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Beaufort residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Beaufort: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Beaufort

These city-level factors differentiate Beaufort from other communities in Carteret County and provide geographic context for its hazard exposure.

Population

11,289

Suburban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 34.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.0/10

Coordinates

34.8483Β° N, 76.6113Β° W

Carteret County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Beaufort

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Beaufort

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.