🌍 ClimateRiskCheck

Natural Disaster Risk in Brevard

North Carolina

5.9out of 10
Moderate Risk

Risk Summary for Brevard

Brevard scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Cold Wave Ice Storm

All 18 Hazard Scores

Landslide
9.4
Cold Wave
9.2
Ice Storm
8.7
Hurricane
7.3
Lightning
7.2
Earthquake
6.6
Tornado
5.9
Strong Wind
5.8
Hail
5.6
Tsunami
5.4
Drought
5.3
Wildfire
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
2.9
Extreme Heat
1.5
Riverine Flooding
1.0

How it compares

Brevard
5.9
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Brevard, North Carolina

Brevard, in Transylvania County, is a city of approximately 19,977 residents situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular a hurricane and tropical storm season affecting the coast. These conditions collectively define the natural hazard environment that Brevard residents and property owners must navigate.

According to FEMA's National Risk Index, Brevard carries an overall risk score of 5.9/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to cold wave and ice storm.

Within North Carolina, Brevard's risk is, near the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Transylvania County identifies landslide as the foremost hazard, followed by cold wave and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Brevard's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Brevard: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Brevard

These city-level factors differentiate Brevard from other communities in Transylvania County and provide geographic context for its hazard exposure.

Population

19,977

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.1/10

Coordinates

35.1732Β° N, 82.7671Β° W

Transylvania County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Brevard

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Brevard

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.