🌍 ClimateRiskCheck

Natural Disaster Risk in Camden

North Carolina

3.9out of 10
Low Risk

Risk Summary for Camden

Camden scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Tsunami

All 18 Hazard Scores

Coastal Flooding
9.3
Hurricane
8.2
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
4.6
Avalanche
4.5
Drought
4.1
Extreme Heat
3.4
Wildfire
3.3
Ice Storm
2.8
Lightning
2.7
Tornado
2.4
Earthquake
2.3
Strong Wind
2.2
Cold Wave
2.2
Hail
2.0
Landslide
1.4
Riverine Flooding
1.0

How it compares

Camden
3.9
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Camden, North Carolina

Located along the mid-Atlantic coast in Camden County, Camden is a town of roughly 5,063 residents. The humid subtropical climate that characterizes this part of North Carolina β€” marked by hot, humid summers and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Camden a community where hazard awareness has real practical value.

Camden's overall natural disaster risk is rated 3.9/10 (Low) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include hurricane and tsunami.

Relative to other U.S. communities, Camden's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 6.2/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Camden County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Camden carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” coastal flood β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Camden: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Camden

These city-level factors differentiate Camden from other communities in Camden County and provide geographic context for its hazard exposure.

Population

5,063

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Mild Temperate

Latitude 36.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.3/10

Coordinates

36.3446Β° N, 76.1551Β° W

Camden County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Camden

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Camden

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.