🌍 ClimateRiskCheck

Natural Disaster Risk in Chadbourn

North Carolina

7.3out of 10
High Risk

Risk Summary for Chadbourn

Chadbourn scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hurricane Lightning

All 18 Hazard Scores

Strong Wind
9.9
Hurricane
9.8
Lightning
9.5
Coastal Flooding
8.9
Extreme Heat
8.8
Winter Weather
8.6
Earthquake
8.5
Tornado
8.5
Ice Storm
8.4
Wildfire
8.0
Cold Wave
6.8
Drought
5.4
Tsunami
5.4
Hail
5.2
Volcanic Activity
5.1
Avalanche
4.5
Landslide
2.5
Riverine Flooding
1.0

How it compares

Chadbourn
7.3
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chadbourn, North Carolina

Chadbourn is a town of roughly 5,901 residents in Columbus County, near the Atlantic Coast of the southeastern United States. The area experiences hot, humid summers and four distinct seasons, with a hurricane and tropical storm season affecting the coast shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Chadbourn.

FEMA rates Chadbourn's composite natural disaster risk at 7.3 out of 10 β€” high risk. Strong wind is the primary natural hazard, with the area exposed to downburst winds from convective storms that can exceed 80 mph and cause hurricane-level localized damage. Residents should also account for hurricane and lightning risk in their preparedness planning.

Chadbourn's risk score, slightly above the 6.2/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Columbus County, the highest-scoring are wind, hurricane, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Chadbourn residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Chadbourn: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Chadbourn

These city-level factors differentiate Chadbourn from other communities in Columbus County and provide geographic context for its hazard exposure.

Population

5,901

Small Town

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 34.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.0/10

Coordinates

34.3166Β° N, 78.8440Β° W

Columbus County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chadbourn

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Chadbourn

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.