🌍 ClimateRiskCheck

Natural Disaster Risk in Colerain

North Carolina

5.9out of 10
Moderate Risk

Risk Summary for Colerain

Colerain scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Drought

All 18 Hazard Scores

Hurricane
9.6
Coastal Flooding
9.2
Drought
8.2
Winter Weather
8.0
Tornado
6.7
Extreme Heat
6.6
Hail
5.6
Tsunami
5.4
Earthquake
5.3
Volcanic Activity
5.1
Lightning
4.9
Strong Wind
4.5
Avalanche
4.5
Ice Storm
4.5
Wildfire
4.4
Cold Wave
4.1
Landslide
2.9
Riverine Flooding
1.0

How it compares

Colerain
5.9
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Colerain, North Carolina

Colerain is a town of roughly 2,708 residents in Bertie County, along the mid-Atlantic coast. The area experiences hot, humid summers and four distinct seasons, with a hurricane and tropical storm season affecting the coast shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Colerain.

According to FEMA's National Risk Index, Colerain carries an overall risk score of 5.9/10, placing it in the moderate category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to coastal flood and drought.

Colerain's risk score, near the 6.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Bertie County, the highest-scoring are hurricane, coastal flood, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Colerain residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Colerain: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Colerain

These city-level factors differentiate Colerain from other communities in Bertie County and provide geographic context for its hazard exposure.

Population

2,708

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Mild Temperate

Latitude 36.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

36.1784Β° N, 76.8382Β° W

Bertie County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Colerain

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Colerain

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.