🌍 ClimateRiskCheck

Natural Disaster Risk in Collettsville

North Carolina

6.3out of 10
High Risk

Risk Summary for Collettsville

Collettsville scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Ice Storm Earthquake

All 18 Hazard Scores

Landslide
9.2
Ice Storm
9.0
Earthquake
8.0
Hurricane
7.7
Strong Wind
7.7
Lightning
7.4
Tornado
6.7
Wildfire
5.8
Drought
5.7
Cold Wave
5.7
Tsunami
5.4
Hail
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.7
Avalanche
4.5
Winter Weather
4.4
Riverine Flooding
1.0

How it compares

Collettsville
6.3
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Collettsville, North Carolina

Collettsville, in Caldwell County, is a small unincorporated community situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular a hurricane and tropical storm season affecting the coast. These conditions collectively define the natural hazard environment that Collettsville residents and property owners must navigate.

Collettsville's overall natural disaster risk is rated 6.3/10 (High) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include ice storm and earthquake.

Within North Carolina, Collettsville's risk is, near the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Caldwell County identifies landslide as the foremost hazard, followed by ice storm and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Collettsville residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Collettsville: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Collettsville

These city-level factors differentiate Collettsville from other communities in Caldwell County and provide geographic context for its hazard exposure.

Population

424

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.8/10

Coordinates

36.0061Β° N, 81.7370Β° W

Caldwell County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Collettsville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Collettsville

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.