🌍 ClimateRiskCheck

Natural Disaster Risk in Dover

North Carolina

7.2out of 10
High Risk

Risk Summary for Dover

Dover scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Winter Weather Coastal Flooding

All 18 Hazard Scores

Hurricane
9.9
Winter Weather
9.8
Coastal Flooding
9.4
Lightning
9.3
Tornado
8.8
Extreme Heat
8.6
Wildfire
8.5
Strong Wind
7.8
Ice Storm
7.7
Earthquake
6.3
Cold Wave
5.8
Drought
5.7
Hail
5.6
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Landslide
4.1
Riverine Flooding
1.0

How it compares

Dover
7.2
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dover, North Carolina

Dover, in Craven County, is a small community of about 1,842 situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular a hurricane and tropical storm season affecting the coast. These conditions collectively define the natural hazard environment that Dover residents and property owners must navigate.

Dover's overall natural disaster risk is rated 7.2/10 (High) by FEMA's National Risk Index. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Secondary hazards include winter and coastal flood.

Within North Carolina, Dover's risk is, slightly above the 6.2/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Craven County identifies hurricane as the foremost hazard, followed by winter and coastal flood. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Dover residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Dover: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Dover

These city-level factors differentiate Dover from other communities in Craven County and provide geographic context for its hazard exposure.

Population

1,842

Small Town

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 35.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.5/10

Coordinates

35.2444Β° N, 77.4045Β° W

Craven County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dover

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dover

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.