🌍 ClimateRiskCheck

Natural Disaster Risk in Gibson

North Carolina

6.5out of 10
High Risk

Risk Summary for Gibson

Gibson scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Earthquake Wildfire

All 18 Hazard Scores

Hurricane
9.1
Wildfire
8.4
Earthquake
8.4
Tornado
8.3
Strong Wind
7.6
Ice Storm
7.6
Extreme Heat
7.5
Winter Weather
7.1
Hail
6.7
Lightning
6.3
Drought
5.4
Tsunami
5.4
Cold Wave
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
2.3
Riverine Flooding
1.0

How it compares

Gibson
6.5
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gibson, North Carolina

Gibson is a small community of about 1,574 in Scotland County, near the Atlantic Coast of the southeastern United States. The area experiences hot, humid summers and four distinct seasons, with a hurricane and tropical storm season affecting the coast shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Gibson.

FEMA rates Gibson's composite natural disaster risk at 6.5 out of 10 β€” high risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for earthquake and wildfire risk in their preparedness planning.

Gibson's risk score, near the 6.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Scotland County, the highest-scoring are hurricane, earthquake, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Gibson residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Gibson: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Gibson

These city-level factors differentiate Gibson from other communities in Scotland County and provide geographic context for its hazard exposure.

Population

1,574

Small Town

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 34.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.4/10

Coordinates

34.7645Β° N, 79.5813Β° W

Scotland County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gibson

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Gibson

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.