🌍 ClimateRiskCheck

Natural Disaster Risk in Grandy

North Carolina

4.7out of 10
Moderate Risk

Risk Summary for Grandy

Grandy scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Winter Weather

All 18 Hazard Scores

Coastal Flooding
9.4
Hurricane
8.7
Winter Weather
7.1
Lightning
6.4
Wildfire
6.2
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
4.7
Avalanche
4.5
Ice Storm
3.8
Earthquake
3.2
Tornado
3.2
Cold Wave
2.8
Drought
2.7
Strong Wind
2.6
Hail
2.2
Landslide
2.1
Riverine Flooding
1.0

How it compares

Grandy
4.7
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Grandy, North Carolina

Grandy is a small community of about 2,206 in Currituck County, along the mid-Atlantic coast. The area experiences hot, humid summers and four distinct seasons, with a hurricane and tropical storm season affecting the coast shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Grandy.

FEMA rates Grandy's composite natural disaster risk at 4.7 out of 10 β€” moderate risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for hurricane and winter risk in their preparedness planning.

Grandy's risk score, slightly below the 6.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Currituck County, the highest-scoring are coastal flood, hurricane, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Grandy residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Grandy: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Grandy

These city-level factors differentiate Grandy from other communities in Currituck County and provide geographic context for its hazard exposure.

Population

2,206

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Mild Temperate

Latitude 36.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.2/10

Coordinates

36.2353Β° N, 75.8769Β° W

Currituck County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Grandy

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Grandy

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.