Natural Disaster Risk in Harris
North Carolina
Risk Summary for Harris
Harris scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Harris, North Carolina
Located in the interior eastern United States in Rutherford County, Harris is a small unincorporated community. The humid subtropical climate that characterizes this part of North Carolina — marked by hot, humid summers and four distinct seasons — directly influences the types and severity of natural hazards present, making Harris a community where hazard awareness has real practical value.
Harris's overall natural disaster risk is rated 6.6/10 (High) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include ice storm and landslide.
Relative to other U.S. communities, Harris's natural disaster risk is well above the U.S. national average of 4.5/10, near the 6.2/10 state average. The hazard distribution here is led by wind and ice storm, as measured by FEMA across Rutherford County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Harris's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Harris: Strong Wind preparedness
- Secure or store outdoor furniture and loose objects that can become projectiles.
- Confirm your policy covers wind damage and keep an inventory of property for claims.
- Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
Local Factors for Harris
These city-level factors differentiate Harris from other communities in Rutherford County and provide geographic context for its hazard exposure.
Population
15
RuralGeographic Zone
SE Atlantic Coast
Hurricane & coastal flood risk
Climate Band
Mild Temperate
Latitude 35.2°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 6.8/10
Coordinates
35.2393° N, 81.8783° W
Rutherford County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Harris
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Harris
Other cities in North Carolina
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.