🌍 ClimateRiskCheck

Natural Disaster Risk in Henrico

North Carolina

5.6out of 10
Moderate Risk

Risk Summary for Henrico

Henrico scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hurricane Coastal Flooding

All 18 Hazard Scores

Hurricane
9.0
Drought
9.0
Coastal Flooding
8.9
Winter Weather
7.8
Tornado
6.0
Earthquake
5.6
Extreme Heat
5.6
Tsunami
5.4
Hail
5.2
Volcanic Activity
5.1
Ice Storm
5.0
Avalanche
4.5
Strong Wind
4.1
Lightning
3.8
Cold Wave
3.8
Wildfire
3.4
Landslide
3.3
Riverine Flooding
1.0

How it compares

Henrico
5.6
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Henrico, North Carolina

Located along the mid-Atlantic coast in Northampton County, Henrico is a small community of about 1,538. The humid subtropical climate that characterizes this part of North Carolina β€” marked by hot, humid summers and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Henrico a community where hazard awareness has real practical value.

FEMA rates Henrico's composite natural disaster risk at 5.6 out of 10 β€” moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for hurricane and coastal flood risk in their preparedness planning.

Relative to other U.S. communities, Henrico's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by drought and hurricane, as measured by FEMA across Northampton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Henrico's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Henrico: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Henrico

These city-level factors differentiate Henrico from other communities in Northampton County and provide geographic context for its hazard exposure.

Population

1,538

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

36.5246Β° N, 77.8559Β° W

Northampton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Henrico

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Henrico

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.