Natural Disaster Risk in Henrico
North Carolina
Risk Summary for Henrico
Henrico scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Henrico, North Carolina
Located along the mid-Atlantic coast in Northampton County, Henrico is a small community of about 1,538. The humid subtropical climate that characterizes this part of North Carolina β marked by hot, humid summers and four distinct seasons β directly influences the types and severity of natural hazards present, making Henrico a community where hazard awareness has real practical value.
FEMA rates Henrico's composite natural disaster risk at 5.6 out of 10 β moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for hurricane and coastal flood risk in their preparedness planning.
Relative to other U.S. communities, Henrico's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by drought and hurricane, as measured by FEMA across Northampton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Henrico's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.
What this means for Henrico: Drought preparedness
- Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
- Follow local water-use restrictions, which may be enacted during severe drought conditions.
- Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
Local Factors for Henrico
These city-level factors differentiate Henrico from other communities in Northampton County and provide geographic context for its hazard exposure.
Population
1,538
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 36.5Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.4/10
Coordinates
36.5246Β° N, 77.8559Β° W
Northampton County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Henrico
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Henrico
Other cities in North Carolina
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.