🌍 ClimateRiskCheck

Natural Disaster Risk in Jamesville

North Carolina

5.7out of 10
Moderate Risk

Risk Summary for Jamesville

Jamesville scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Winter Weather

All 18 Hazard Scores

Hurricane
9.5
Coastal Flooding
9.0
Winter Weather
8.3
Drought
8.2
Tornado
6.5
Extreme Heat
6.2
Tsunami
5.4
Hail
5.2
Volcanic Activity
5.1
Earthquake
4.8
Ice Storm
4.8
Avalanche
4.5
Wildfire
4.3
Lightning
4.3
Strong Wind
4.2
Cold Wave
3.2
Landslide
2.9
Riverine Flooding
1.0

How it compares

Jamesville
5.7
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jamesville, North Carolina

Located along the mid-Atlantic coast in Martin County, Jamesville is a town of roughly 3,022 residents. The humid subtropical climate that characterizes this part of North Carolina β€” marked by hot, humid summers and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Jamesville a community where hazard awareness has real practical value.

Jamesville's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include coastal flood and winter.

Relative to other U.S. communities, Jamesville's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Martin County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Jamesville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Jamesville: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Jamesville

These city-level factors differentiate Jamesville from other communities in Martin County and provide geographic context for its hazard exposure.

Population

3,022

Small Town

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 35.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.3/10

Coordinates

35.7652Β° N, 76.8919Β° W

Martin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Jamesville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Jamesville

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.