Natural Disaster Risk in Knotts Island
North Carolina
Risk Summary for Knotts Island
Knotts Island scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Knotts Island, North Carolina
Knotts Island, in Currituck County, is a small community of about 1,796 situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular a hurricane and tropical storm season affecting the coast. These conditions collectively define the natural hazard environment that Knotts Island residents and property owners must navigate.
According to FEMA's National Risk Index, Knotts Island carries an overall risk score of 4.7/10, placing it in the moderate category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and winter.
Within North Carolina, Knotts Island's risk is, slightly below the 6.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Currituck County identifies coastal flood as the foremost hazard, followed by hurricane and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
With a moderate risk rating, Knotts Island residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.
What this means for Knotts Island: Coastal Flooding preparedness
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
Local Factors for Knotts Island
These city-level factors differentiate Knotts Island from other communities in Currituck County and provide geographic context for its hazard exposure.
Population
1,796
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Mild Temperate
Latitude 36.5Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 6.2/10
Coordinates
36.5260Β° N, 76.0008Β° W
Currituck County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Knotts Island
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Knotts Island
Other cities in North Carolina
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.