🌍 ClimateRiskCheck

Natural Disaster Risk in Knotts Island

North Carolina

4.7out of 10
Moderate Risk

Risk Summary for Knotts Island

Knotts Island scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Winter Weather

All 18 Hazard Scores

Coastal Flooding
9.4
Hurricane
8.7
Winter Weather
7.1
Lightning
6.4
Wildfire
6.2
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
4.7
Avalanche
4.5
Ice Storm
3.8
Earthquake
3.2
Tornado
3.2
Cold Wave
2.8
Drought
2.7
Strong Wind
2.6
Hail
2.2
Landslide
2.1
Riverine Flooding
1.0

How it compares

Knotts Island
4.7
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Knotts Island, North Carolina

Knotts Island, in Currituck County, is a small community of about 1,796 situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular a hurricane and tropical storm season affecting the coast. These conditions collectively define the natural hazard environment that Knotts Island residents and property owners must navigate.

According to FEMA's National Risk Index, Knotts Island carries an overall risk score of 4.7/10, placing it in the moderate category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and winter.

Within North Carolina, Knotts Island's risk is, slightly below the 6.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Currituck County identifies coastal flood as the foremost hazard, followed by hurricane and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Knotts Island residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Knotts Island: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Knotts Island

These city-level factors differentiate Knotts Island from other communities in Currituck County and provide geographic context for its hazard exposure.

Population

1,796

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Mild Temperate

Latitude 36.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.2/10

Coordinates

36.5260Β° N, 76.0008Β° W

Currituck County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Knotts Island

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Knotts Island

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.