🌍 ClimateRiskCheck

Natural Disaster Risk in Lowland

North Carolina

5.3out of 10
Moderate Risk

Risk Summary for Lowland

Lowland scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Wildfire

All 18 Hazard Scores

Hurricane
9.7
Coastal Flooding
9.4
Wildfire
8.1
Winter Weather
7.8
Lightning
7.8
Tsunami
5.4
Extreme Heat
5.1
Volcanic Activity
5.1
Ice Storm
4.9
Avalanche
4.5
Tornado
4.4
Earthquake
4.1
Strong Wind
3.0
Drought
2.9
Landslide
2.6
Cold Wave
2.6
Hail
2.3
Riverine Flooding
1.0

How it compares

Lowland
5.3
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lowland, North Carolina

Lowland, in Pamlico County, is a small unincorporated community situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular a hurricane and tropical storm season affecting the coast. These conditions collectively define the natural hazard environment that Lowland residents and property owners must navigate.

Lowland's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Secondary hazards include coastal flood and wildfire.

Within North Carolina, Lowland's risk is, slightly below the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Pamlico County identifies hurricane as the foremost hazard, followed by coastal flood and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Lowland residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Lowland: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Lowland

These city-level factors differentiate Lowland from other communities in Pamlico County and provide geographic context for its hazard exposure.

Population

201

Rural

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 35.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

35.2928Β° N, 76.5438Β° W

Pamlico County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lowland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lowland

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.