🌍 ClimateRiskCheck

Natural Disaster Risk in Lucama

North Carolina

6.6out of 10
High Risk

Risk Summary for Lucama

Lucama scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Hurricane Drought

All 18 Hazard Scores

Winter Weather
9.6
Hurricane
9.4
Drought
9.0
Extreme Heat
8.3
Hail
8.0
Tornado
7.4
Earthquake
7.2
Ice Storm
7.1
Lightning
6.7
Strong Wind
6.0
Cold Wave
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.8
Avalanche
4.5
Landslide
2.8
Riverine Flooding
1.0

How it compares

Lucama
6.6
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lucama, North Carolina

Lucama is a town of roughly 5,343 residents in Wilson County, along the mid-Atlantic coast. The area experiences hot, humid summers and four distinct seasons, with a hurricane and tropical storm season affecting the coast shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lucama.

FEMA rates Lucama's composite natural disaster risk at 6.6 out of 10 β€” high risk. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Residents should also account for hurricane and drought risk in their preparedness planning.

Lucama's risk score, near the 6.2/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Wilson County, the highest-scoring are winter, hurricane, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Lucama's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Lucama: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Local Factors for Lucama

These city-level factors differentiate Lucama from other communities in Wilson County and provide geographic context for its hazard exposure.

Population

5,343

Small Town

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 35.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

35.6397Β° N, 78.0274Β° W

Wilson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lucama

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lucama

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.