🌍 ClimateRiskCheck

Natural Disaster Risk in Manteo

North Carolina

5.6out of 10
Moderate Risk

Risk Summary for Manteo

Manteo scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Lightning

All 18 Hazard Scores

Hurricane
9.8
Coastal Flooding
9.8
Lightning
9.5
Winter Weather
9.0
Wildfire
8.5
Extreme Heat
5.8
Tornado
5.4
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Strong Wind
4.3
Ice Storm
3.7
Earthquake
3.4
Landslide
3.1
Cold Wave
3.1
Hail
2.5
Drought
2.5
Riverine Flooding
1.0

How it compares

Manteo
5.6
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Manteo, North Carolina

Manteo, in Dare County, is a town of roughly 7,237 residents situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular a hurricane and tropical storm season affecting the coast. These conditions collectively define the natural hazard environment that Manteo residents and property owners must navigate.

According to FEMA's National Risk Index, Manteo carries an overall risk score of 5.6/10, placing it in the moderate category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and lightning.

Within North Carolina, Manteo's risk is, slightly below the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Dare County identifies coastal flood as the foremost hazard, followed by hurricane and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Manteo's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Manteo: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Manteo

These city-level factors differentiate Manteo from other communities in Dare County and provide geographic context for its hazard exposure.

Population

7,237

Small Town

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 35.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.5/10

Coordinates

35.9106Β° N, 75.6820Β° W

Dare County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Manteo

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Manteo

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.