🌍 ClimateRiskCheck

Natural Disaster Risk in Marion

North Carolina

6.1out of 10
High Risk

Risk Summary for Marion

Marion scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Ice Storm Hurricane

All 18 Hazard Scores

Landslide
9.7
Ice Storm
8.9
Hurricane
7.4
Lightning
7.2
Drought
6.9
Earthquake
6.7
Wildfire
6.4
Cold Wave
6.4
Tornado
6.2
Strong Wind
6.1
Hail
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
3.2
Winter Weather
3.2
Riverine Flooding
1.0

How it compares

Marion
6.1
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Marion, North Carolina

Located in the interior eastern United States in McDowell County, Marion is a city of approximately 30,292 residents. The humid subtropical climate that characterizes this part of North Carolina β€” marked by hot, humid summers and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Marion a community where hazard awareness has real practical value.

Marion's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include ice storm and hurricane.

Relative to other U.S. communities, Marion's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.2/10 state average. The hazard distribution here is led by landslide and ice storm, as measured by FEMA across McDowell County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Marion residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Marion: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Marion

These city-level factors differentiate Marion from other communities in McDowell County and provide geographic context for its hazard exposure.

Population

30,292

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.4/10

Coordinates

35.7112Β° N, 82.0363Β° W

McDowell County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Marion

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Marion

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.