🌍 ClimateRiskCheck

Natural Disaster Risk in Marshall

North Carolina

5.1out of 10
Moderate Risk

Risk Summary for Marshall

Marshall scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Lightning Ice Storm

All 18 Hazard Scores

Landslide
9.6
Lightning
7.4
Ice Storm
6.9
Wildfire
6.7
Hurricane
6.1
Cold Wave
5.9
Earthquake
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
3.8
Hail
3.6
Tornado
3.5
Winter Weather
3.5
Drought
2.6
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

Marshall
5.1
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Marshall, North Carolina

Marshall is a city of approximately 10,389 residents in Madison County, in the interior eastern United States. The area experiences hot, humid summers and four distinct seasons, with a hurricane and tropical storm season affecting the coast shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Marshall.

FEMA rates Marshall's composite natural disaster risk at 5.1 out of 10 β€” moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for lightning and ice storm risk in their preparedness planning.

Marshall's risk score, slightly below the 6.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Madison County, the highest-scoring are landslide, lightning, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Marshall's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Marshall: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Marshall

These city-level factors differentiate Marshall from other communities in Madison County and provide geographic context for its hazard exposure.

Population

10,389

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.7/10

Coordinates

35.8718Β° N, 82.7002Β° W

Madison County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Marshall

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Marshall

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.