Natural Disaster Risk in Middleburg
North Carolina
Risk Summary for Middleburg
Middleburg scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Middleburg, North Carolina
Located along the mid-Atlantic coast in Vance County, Middleburg is a small unincorporated community. The humid subtropical climate that characterizes this part of North Carolina β marked by hot, humid summers and four distinct seasons β directly influences the types and severity of natural hazards present, making Middleburg a community where hazard awareness has real practical value.
FEMA rates Middleburg's composite natural disaster risk at 5.9 out of 10 β moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the JuneβNovember season. Residents should also account for winter and drought risk in their preparedness planning.
Relative to other U.S. communities, Middleburg's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.2/10 state average. The hazard distribution here is led by hurricane and winter, as measured by FEMA across Vance County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Middleburg residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.
What this means for Middleburg: Hurricane preparedness
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
Local Factors for Middleburg
These city-level factors differentiate Middleburg from other communities in Vance County and provide geographic context for its hazard exposure.
Population
142
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 36.4Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 2.8/10
Coordinates
36.3987Β° N, 78.3129Β° W
Vance County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Middleburg
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Middleburg
Other cities in North Carolina
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.