Natural Disaster Risk in Moore County
North Carolina
Risk Summary for Moore County
Moore County scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Moore County, North Carolina
Moore County, in the United States in North Carolina, is characterized by its humid subtropical climate — hot, humid summers and four distinct seasons. The county faces a hurricane and tropical storm season affecting the coast, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.
According to FEMA's National Risk Index, Moore County carries an overall risk score of 6.7/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to ice storm and lightning.
Within North Carolina, Moore County's risk is, slightly above the 6.2/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Moore County identifies hurricane as the foremost hazard, followed by ice storm and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Moore County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Moore County: Hurricane preparedness
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
- Know your evacuation zone and route before hurricane season begins each June.
Cities in Moore County
ZIP codes in Moore County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.