🌍 ClimateRiskCheck

Natural Disaster Risk in Moyock

North Carolina

4.7out of 10
Moderate Risk

Risk Summary for Moyock

Moyock scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Winter Weather

All 18 Hazard Scores

Coastal Flooding
9.4
Hurricane
8.7
Winter Weather
7.1
Lightning
6.4
Wildfire
6.2
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
4.7
Avalanche
4.5
Ice Storm
3.8
Earthquake
3.2
Tornado
3.2
Cold Wave
2.8
Drought
2.7
Strong Wind
2.6
Hail
2.2
Landslide
2.1
Riverine Flooding
1.0

How it compares

Moyock
4.7
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Moyock, North Carolina

Located along the mid-Atlantic coast in Currituck County, Moyock is a city of approximately 14,408 residents. The humid subtropical climate that characterizes this part of North Carolina β€” marked by hot, humid summers and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Moyock a community where hazard awareness has real practical value.

Moyock's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include hurricane and winter.

Relative to other U.S. communities, Moyock's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Currituck County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Moyock's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Moyock: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Moyock

These city-level factors differentiate Moyock from other communities in Currituck County and provide geographic context for its hazard exposure.

Population

14,408

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Mild Temperate

Latitude 36.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.2/10

Coordinates

36.4897Β° N, 76.1538Β° W

Currituck County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Moyock

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Moyock

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.