🌍 ClimateRiskCheck

Natural Disaster Risk in Onslow County

North Carolina

7.3out of 10
High Risk

Risk Summary for Onslow County

Onslow County scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Winter Weather Coastal Flooding

All 18 Hazard Scores

Hurricane
9.9
Winter Weather
9.9
Coastal Flooding
9.7
Lightning
9.3
Extreme Heat
8.9
Wildfire
8.8
Tornado
8.8
Strong Wind
8.3
Ice Storm
8.0
Earthquake
7.1
Cold Wave
6.5
Tsunami
5.4
Hail
5.1
Volcanic Activity
5.1
Landslide
4.6
Avalanche
4.5
Drought
4.3
Riverine Flooding
1.0

How it compares

Onslow County
7.3
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Onslow County, North Carolina

Onslow County is located in the United States in North Carolina, home to roughly 202,949 residents. The county experiences hot, humid summers and four distinct seasons, with a hurricane and tropical storm season affecting the coast shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Onslow County's composite natural disaster risk at 7.3 out of 10 β€” high risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for winter and coastal flood risk in their preparedness planning.

Onslow County's risk score, slightly above the 6.2/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Onslow County, the highest-scoring are hurricane, winter, and coastal flood. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Onslow County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Onslow County: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Cities in Onslow County

ZIP codes in Onslow County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.