🌍 ClimateRiskCheck

Natural Disaster Risk in Semora

North Carolina

5.5out of 10
Moderate Risk

Risk Summary for Semora

Semora scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Drought Winter Weather

All 18 Hazard Scores

Hurricane
8.2
Drought
7.7
Winter Weather
7.2
Extreme Heat
7.1
Earthquake
6.4
Tornado
6.0
Hail
6.0
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Ice Storm
5.1
Strong Wind
5.0
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.2
Wildfire
3.1
Cold Wave
2.8
Riverine Flooding
1.0

How it compares

Semora
5.5
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Semora, North Carolina

Semora, in Person County, is a small community of about 1,232 situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular a hurricane and tropical storm season affecting the coast. These conditions collectively define the natural hazard environment that Semora residents and property owners must navigate.

According to FEMA's National Risk Index, Semora carries an overall risk score of 5.5/10, placing it in the moderate category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to drought and winter.

Within North Carolina, Semora's risk is, slightly below the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Person County identifies hurricane as the foremost hazard, followed by drought and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Semora residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Semora: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Semora

These city-level factors differentiate Semora from other communities in Person County and provide geographic context for its hazard exposure.

Population

1,232

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.1/10

Coordinates

36.5023Β° N, 79.0889Β° W

Person County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Semora

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Semora

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.