🌍 ClimateRiskCheck

Natural Disaster Risk in Shiloh

North Carolina

3.9out of 10
Low Risk

Risk Summary for Shiloh

Shiloh scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Tsunami

All 18 Hazard Scores

Coastal Flooding
9.3
Hurricane
8.2
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
4.6
Avalanche
4.5
Drought
4.1
Extreme Heat
3.4
Wildfire
3.3
Ice Storm
2.8
Lightning
2.7
Tornado
2.4
Earthquake
2.3
Strong Wind
2.2
Cold Wave
2.2
Hail
2.0
Landslide
1.4
Riverine Flooding
1.0

How it compares

Shiloh
3.9
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Shiloh, North Carolina

Shiloh, in Camden County, is a small community of about 858 situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular a hurricane and tropical storm season affecting the coast. These conditions collectively define the natural hazard environment that Shiloh residents and property owners must navigate.

According to FEMA's National Risk Index, Shiloh carries an overall risk score of 3.9/10, placing it in the low category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and tsunami.

Within North Carolina, Shiloh's risk is, considerably below the 6.2/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Camden County identifies coastal flood as the foremost hazard, followed by hurricane and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, Shiloh is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers coastal flood β€” remains prudent for all residents.

What this means for Shiloh: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Shiloh

These city-level factors differentiate Shiloh from other communities in Camden County and provide geographic context for its hazard exposure.

Population

858

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Mild Temperate

Latitude 36.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.3/10

Coordinates

36.2394Β° N, 76.0026Β° W

Camden County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Shiloh

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Shiloh

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.