🌍 ClimateRiskCheck

Natural Disaster Risk in Stanfield

North Carolina

5.8out of 10
Moderate Risk

Risk Summary for Stanfield

Stanfield scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Hurricane Tornado

All 18 Hazard Scores

Ice Storm
8.8
Hurricane
8.5
Tornado
6.9
Earthquake
6.8
Extreme Heat
6.4
Drought
6.2
Strong Wind
6.0
Lightning
5.6
Tsunami
5.4
Cold Wave
5.3
Winter Weather
5.1
Volcanic Activity
5.1
Hail
4.9
Coastal Flooding
4.9
Landslide
4.6
Avalanche
4.5
Wildfire
3.4
Riverine Flooding
1.0

How it compares

Stanfield
5.8
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Stanfield, North Carolina

Stanfield, in Stanly County, is a town of roughly 6,491 residents situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular a hurricane and tropical storm season affecting the coast. These conditions collectively define the natural hazard environment that Stanfield residents and property owners must navigate.

According to FEMA's National Risk Index, Stanfield carries an overall risk score of 5.8/10, placing it in the moderate category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to hurricane and tornado.

Within North Carolina, Stanfield's risk is, slightly below the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Stanly County identifies ice storm as the foremost hazard, followed by hurricane and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Stanfield's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Stanfield: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Stanfield

These city-level factors differentiate Stanfield from other communities in Stanly County and provide geographic context for its hazard exposure.

Population

6,491

Small Town

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 35.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

35.2070Β° N, 80.4285Β° W

Stanly County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Stanfield

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Stanfield

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.