🌍 ClimateRiskCheck

Natural Disaster Risk in Timberlake

North Carolina

5.5out of 10
Moderate Risk

Risk Summary for Timberlake

Timberlake scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Drought Winter Weather

All 18 Hazard Scores

Hurricane
8.2
Drought
7.7
Winter Weather
7.2
Extreme Heat
7.1
Earthquake
6.4
Tornado
6.0
Hail
6.0
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Ice Storm
5.1
Strong Wind
5.0
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.2
Wildfire
3.1
Cold Wave
2.8
Riverine Flooding
1.0

How it compares

Timberlake
5.5
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Timberlake, North Carolina

Timberlake is a town of roughly 7,242 residents in Person County, along the mid-Atlantic coast. The area experiences hot, humid summers and four distinct seasons, with a hurricane and tropical storm season affecting the coast shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Timberlake.

According to FEMA's National Risk Index, Timberlake carries an overall risk score of 5.5/10, placing it in the moderate category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to drought and winter.

Timberlake's risk score, slightly below the 6.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Person County, the highest-scoring are hurricane, drought, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Timberlake's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Timberlake: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Timberlake

These city-level factors differentiate Timberlake from other communities in Person County and provide geographic context for its hazard exposure.

Population

7,242

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.1/10

Coordinates

36.2972Β° N, 78.9315Β° W

Person County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Timberlake

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Timberlake

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.