🌍 ClimateRiskCheck

Natural Disaster Risk in Waco

North Carolina

6.6out of 10
High Risk

Risk Summary for Waco

Waco scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Earthquake Lightning

All 18 Hazard Scores

Ice Storm
9.5
Earthquake
8.4
Lightning
8.4
Tornado
8.2
Hurricane
8.2
Strong Wind
8.1
Hail
7.2
Drought
6.4
Extreme Heat
6.1
Landslide
5.9
Cold Wave
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.8
Winter Weather
4.6
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Waco
6.6
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Waco, North Carolina

Located in the interior eastern United States in Cleveland County, Waco is a small unincorporated community. The humid subtropical climate that characterizes this part of North Carolina β€” marked by hot, humid summers and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Waco a community where hazard awareness has real practical value.

FEMA rates Waco's composite natural disaster risk at 6.6 out of 10 β€” high risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for earthquake and lightning risk in their preparedness planning.

Relative to other U.S. communities, Waco's natural disaster risk is well above the U.S. national average of 4.5/10, near the 6.2/10 state average. The hazard distribution here is led by ice storm and earthquake, as measured by FEMA across Cleveland County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Waco residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Waco: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Waco

These city-level factors differentiate Waco from other communities in Cleveland County and provide geographic context for its hazard exposure.

Population

108

Rural

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 35.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

35.3604Β° N, 81.4293Β° W

Cleveland County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Waco

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Waco

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.