🌍 ClimateRiskCheck

Natural Disaster Risk in Washington County

North Carolina

5.1out of 10
Moderate Risk

Risk Summary for Washington County

Washington County scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Winter Weather

All 18 Hazard Scores

Hurricane
9.6
Coastal Flooding
9.3
Winter Weather
7.7
Extreme Heat
6.0
Wildfire
5.4
Tsunami
5.4
Volcanic Activity
5.1
Tornado
4.9
Lightning
4.9
Earthquake
4.5
Drought
4.5
Avalanche
4.5
Ice Storm
3.9
Strong Wind
3.6
Hail
2.8
Cold Wave
2.7
Landslide
1.9
Riverine Flooding
1.0

How it compares

Washington County
5.1
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Washington County, North Carolina

Washington County is located in the United States in North Carolina, home to roughly 11,003 residents. The county experiences hot, humid summers and four distinct seasons, with a hurricane and tropical storm season affecting the coast shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Washington County carries an overall risk score of 5.1/10, placing it in the moderate category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to coastal flood and winter.

Washington County's risk score, slightly below the 6.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Washington County, the highest-scoring are hurricane, coastal flood, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Washington County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Washington County: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Cities in Washington County

ZIP codes in Washington County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.